The generous mortgage retirement gift along with careful spending by the staff has allowed Calvary to experience a drop in expenses for the year. While this decrease in expenses is something to be thankful for, the finance committee is concerned that giving income for the year has decreased as well. Because of the reduction in expenses, we are in a stable financial position, even though giving income is less than anticipated. In order to fulfill our ministry plan for the year, we can not rely on expense budget cuts alone. Please prayerfully consider how you might be able to contribute to this shortfall as we finish the year strong. We want to accomplish all the ministry that God has called us to this year. Thank you for being a part of what God is doing here in Bloomington-Normal, across the country, and around the world through the ministry of Calvary.

Mark O’Flaherty - Finance Committee Chair